Manage Your Money

"Roughly 20% of corporate and public pensions in the US now use hedge funds along with stocks and bonds."

Do you know where your money REALLY is?

Learn about annuities, dividend paying, high cash value life insurance products - products that you can use for your own retirement funding.

Growth and Security = Annuities

A recent U.S. Census Bureau study notes that by 2050, there will be more than a million Americans age 100 or older. If you get to age 60 and are married, there’s a 40 percent chance that one of you will reach age 95. Such life expectancies bring with them a greater need for growth and security.

Annuities can fit the bill. Tax deferred, you won't lose your principal, your interest rate is locked in, your gains are locked in with certain riders, etc. So many choices and worth taking a look at.

Danger of Outliving Your Money...

Biggest pitfall to retirement? Ask most people what that is and they typically say that their concern is running out of money.

Ever consider an annuity product? Annuities, in their most basic form, are designed to deliver tax defferred retirement income for life. Annuity products can be a nice addition to a well balanced portfolio.

Clients are increasingly turning to these products to protect nest eggs against wildly gyrating equities markets resulting from 2008’s credit crunch and, now, a deepening recession. Given plunging stock prices, once high-flying stocks and mutual funds no longer seem like a sure path to a comfortable retirement. Hence the growing appeal of products that can guarantee a steady income and protection of principal.