A client's son called the other week. On a Sunday. First round of the season, first hole of the season, first drive of the season. Ever anxious in Michigan's 65 degree weather that day; crash. Window smashed.
Well, the homeowner came out looking for the owner of the golfball. What a way to start the season.
Liability is inherent in your homeowners policy. Now, he could have made a claim against the family's policy - but the family would lose their standing loss-free discount, etc. The woman and the client's son ultimately determined the damage to be 310$. Luckily it was not a big doorwall! Just an expensive start to the season for the golfer.
** Had the woman come home to a broken window and not known who had hit the ball, she could have filed a claim with her own homeowners policy. Again, in the case of 310$, she'd be out the 310$ as it's not a high enough level of damage to make a claim, in my opinion.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment